And that's the part that I dread! There is so much to think about and you have to really read the small print to ensure that you're getting the coverage that you require. Especially if you're switching Insurance provider.
You have to think about the two components to home insurance i.e. buildings insurance and home contents. Basically the former protects against structural damage to your home and the latter against damage to or loss of contents.
Of course there's also Combined Buildings and Contents Home Insurance. Apparently you don't have to get both policies with the one company, although you may get a discount by doing so.
I always check that certain unusual events are also covered e.g. fire, storms, flooding etc and a little known thing called Trace and Access. Trust me on this ;-)
Don't forget to mention any additional changes you may have made to your home either since your last renewal , e.g. an extension or any additional expensive contents purchased. Imagine if your spanking new 50inch plasma TV came crashing off the wall, or was stolen, and you hadn't amended your contents list?!
Always mention any security features or smoke alarms that you may have installed as they could result in a nice little discount.
Keeping both your home and car insurances with the one company can also result in putting more money in your pocket!
The cash is always better in your pocket then in anyone else's....right?!
There's so much to remember when comparing what different insurance companies have to offer you. Don't forget to go back to your Insurance provider with the best quote you receive to see if they can match it. That's always worth a try!
Of course you don't have make the phone calls yourself , you could try a company that will check it all out for you and provide you with the best quote on offer!
That's definitely worth a try!
Note 1: this was a sponsored post, thanks for reading.
Note 2: Image credit ; fumako.net